Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.
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Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
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People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and other timely needs. Obtaining these types of loans from our lenders can help you get the cash you need quickly! Fill out our online form and follow the instructions to see if you’re approved to receive a quick cash loan!
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When getting a loan you may have some simply questions about the process or regarding requirement. We have placed some of the most frequently asked questions you may have to make the loan process easier for you.
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Since personal loans can be used for various reasons, personal loans offer more flexibility than other loans like car loans or mortgage loans. Personal loans are repaid over a fixed period and often carry a fixed interest rate. Once approved by a lender, borrowers will receive their loan amount, requiring repaying the money to the lenders with interest in regular monthly payments.
Daysloan services are provided free of charge to you. However, the lender you are connected with will typically charge you applicable fees and/or interest depending on the loan agreement. No matter the case, before you sign any loan agreement, the lender must provide you with full disclosure of the loan agreement terms so you can make the decision that is right for you. Please note that it is essential to read through the terms of the agreement before signing.
The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage representing the actual yearly cost of funds over the loan term. As loans can vary in interest-rate structure, transaction fees, late penalties, and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can quickly compare to rates charged by other lenders. Because DollarLoanHub does not provide loans directly, it is essential to contact the lender you are connected with directly to obtain the specific details of your loan agreement.
The personal loans offered by lenders in our network have a 61-day minimum repayment and a 72-month maximum repayment term. Each lender has to describe the loan on the loan agreement explicitly. Therefore, we advise you to read the loan agreement before accepting any loan, especially the parts containing detailed information about APR and repayment terms.
Every lender has different late payment penalties and policies. Generally speaking, a lender may charge a late payment fee if you are late on a payment. It’s vital to set reminders and make responsible payments to avoid late fees or non-payment reports. Since these penalties vary by lender, borrowers are encouraged to contact their direct lenders to address any of their concerns.
| Loan Amount | $1,000 | $2,000 | $2,500 | $5,000 |
| Interest Rate | 24.00% | 19.00% | 16.00% | 13.00% |
| Loan Term | 12 months | 24 months | 36 months | 48 months |
| Fee | 3.00% | 5.00% | 10.00% | 12.00% |
| Monthly Payment | $94.56 | $100.82 | $87.89 | $131.67 |
| APR | 29.82% | 24.12% | 22.93% | 18.23% |
| Total Payments | $1,134.72 | $2,419.68 | $3,164.13 | $6,320.12 |
| Total Cost | $164.72 | $519.68 | $914.13 | $1,920.12 |
Daysloan is neither banking nor lending institution per se. The information you share on this website and with our consultants is used for the sole purpose of recommending apt financiers from our network based on your personal requirement and credit ratings. We will not send you any promotional or marketing related material. Your document submission does not automatically construe an approval. However, your paperwork will be scrutinized by the lenders during the approval process, if qualified. No fee or surcharge is levied for this service. However, you acknowledge that we will share information pertaining to financiers within our business network so that you can interact with the lenders directly as we do not represent you in any financial matters or transactions with the lenders. By using this website and our services, you consent to the terms, conditions, and policies. Also, we would like you to be cognizant of the fact that moneylenders from our network may not offer their service to certain states. Finally, we strongly recommend that you acquaint yourself with our privacy procedures and other disclaimers before using our services.
